IBPS Clerk 2025: 13,533 Vacancies, Mains Nov 29, Salary ₹38K

IBPS Clerk 2025: 13,533 Vacancies | Mains Nov 29 | Salary ₹39K+ | Complete Guide
MAINS EXAM IN 25 DAYS – NOVEMBER 29, 2025!

IBPS Clerk 2025: 13,533 Revised Vacancies | Salary ₹39K+/Month

Customer Service Associate (CSA) | 11 PSU Banks | No Interview – Direct Merit-Based Selection

🔥 URGENT: Mains Exam Nov 29 | Revised Vacancies 13,533 (+3,256) | New Pay Scale ₹24,050-₹64,480 | In-Hand ₹39,412
⏰ MAINS EXAM COUNTDOWN – November 29, 2025:
25
Days Left
0
Hours
0
Minutes
0
Seconds
Revised Vacancies 13,533
In-Hand Salary ₹39,412/Mo
Qualification Graduate
Age Limit 20-28 Years
PSU Banks 11 Banks
Interview NO
Latest Updates & Critical Timeline
  • Prelims Exam: COMPLETED (October 4, 5, 11, 2025) ✓
  • Mains Exam Date: November 29, 2025 – UPCOMING IN 25 DAYS 🔥
  • Revised Vacancies: 13,533 (increased from 10,277 – additional 3,256 posts!)
  • Admit Card: Expected 1-2 weeks before exam date
  • Results: Expected December 2025 / January 2026
  • Selection Process: NO INTERVIEW – Direct merit-based from mains exam

Why IBPS Clerk 2025 is YOUR Opportunity

The most comprehensive and updated information you need

Massive Vacancy Increase
+3,256
Original: 10,277 vacancies
Revised: 13,533 vacancies
Increase: 31.7% more opportunities!
Higher Selection Chances
NEW Pay Scale 2025
₹39,412
Basic Pay: ₹24,050
Max Pay: ₹64,480 (after 20 years)
In-Hand: ₹39,412/month approx.
12th Bipartite Settlement
NEW Designation
Customer Service Associate (CSA)

Previously called \”Clerk\” – now upgraded to professional designation reflecting modern banking role
Professional Title

REVISED Mains Exam Pattern 2025

NEW: Reduced to 155 Questions in 120 Minutes (Earlier 190 Qs in 160 mins)

Major Changes in Mains Exam Pattern
  • Total Questions: 155 (reduced from 190 – 35 questions less!)
  • Total Duration: 120 minutes (reduced from 160 minutes – 40 minutes less!)
  • Total Marks: 200 marks
  • Negative Marking: -1/3 mark per wrong answer
  • Each Section is Separately Timed – you cannot switch between sections
  • Interview: NO INTERVIEW – Final selection based on mains marks only
Section Questions Marks Duration Negative Marking
General/Financial Awareness 40 50 20 minutes -1/3 per wrong
English Language 40 40 35 minutes -1/3 per wrong
Reasoning Ability & Computer Aptitude 40 60 35 minutes -1/3 per wrong
Quantitative Aptitude 35 50 30 minutes -1/3 per wrong
TOTAL 155 200 120 mins
General Awareness
40 Questions | 50 Marks | 20 Minutes

• Banking awareness (40%)
• Current affairs (30%)
• Static GK (20%)
• Economy/Finance (10%)
English Language
40 Questions | 40 Marks | 35 Minutes

• Reading comprehension
• Grammar (error detection)
• Vocabulary
• Sentence rearrangement
Reasoning & Computer
40 Questions | 60 Marks | 35 Minutes

• Puzzles & seating
• Blood relations
• Computer knowledge
• Coding-decoding
Quantitative Aptitude
35 Questions | 50 Marks | 30 Minutes

• Data interpretation
• Simplification
• Number series
• Arithmetic problems

13,533 Vacancies – Bank & State-Wise Breakdown

Know where maximum opportunities are!

Vacancy Increase Analysis
  • Original Notification: 10,277 vacancies (July 2025)
  • Revised Notification: 13,533 vacancies (October 2025)
  • Additional Posts: 3,256 vacancies added (31.7% increase)
  • Why Increase? Banks expanding operations + retirement backlog + business growth
  • Impact: Significantly higher chances of selection for qualified candidates

Top Recruiting Banks (Approx. Distribution)

Canara Bank
~3,000
Highest number of vacancies among all participating banks. Strong pan-India presence.
Maximum Opportunities
Central Bank of India
~2,000
Second highest vacancies. Good posting locations across multiple states.
High Vacancies
Bank of Baroda
1,684
Third largest recruiter. International banking exposure opportunities.
Good Opportunities
Punjab National Bank
~1,500
One of India\’s largest banks. Excellent career growth prospects.
Premier Bank
Other 7 Banks
~5,349
Union Bank, Indian Bank, IOB, Bank of India, UCO Bank, Punjab & Sind Bank, Bank of Maharashtra
Multiple Options

Top 5 States with Maximum Vacancies

State/UT Approximate Vacancies Major Cities Languages Required
Uttar Pradesh 2,346 Lucknow, Kanpur, Varanasi, Agra Hindi
Karnataka 1,248 Bengaluru, Mysuru, Mangaluru Kannada
Maharashtra 1,144 Mumbai, Pune, Nagpur, Nashik Marathi
Tamil Nadu 1,161 Chennai, Coimbatore, Madurai Tamil
West Bengal 992 Kolkata, Siliguri, Durgapur Bengali
NEW: Local Language Proficiency MANDATORY
  • Requirement: You must know local language of the state you\’re applying for
  • Proficiency: Read, write, speak, and understand the local/state language
  • Exemption: If you studied the local language up to 10th standard (need certificate)
  • If Not Studied: Local Language Proficiency Test (LLPT) will be conducted after mains
  • Why Important? To serve rural and semi-urban customers in their native language

Salary ₹39,412/Month – Complete Breakdown

NEW 12th Bipartite Settlement Pay Scale 2025

NEW Pay Scale vs OLD Pay Scale
  • OLD Basic Pay (11th Bipartite): ₹19,900 (₹11,765 – ₹31,540)
  • NEW Basic Pay (12th Bipartite): ₹24,050 (₹24,050 – ₹64,480)
  • Increase: ₹4,150 more in basic pay (20.9% hike)
  • OLD In-Hand Salary: ~₹30,000 – ₹35,000 per month
  • NEW In-Hand Salary: ~₹39,412 per month (approximate)
  • Impact: Significantly better financial package for new recruits

Salary Growth Over 20 Years Career

Years of Service Basic Pay Annual Increment Approx. In-Hand
0-3 Years (Fresher) ₹24,050 → ₹28,070 ₹1,340/year ₹38,000 – ₹42,000
3-6 Years (Junior) ₹28,070 → ₹33,020 ₹1,650/year ₹43,000 – ₹48,000
6-10 Years (Mid-level) ₹33,020 → ₹41,020 ₹2,000/year ₹50,000 – ₹58,000
10-17 Years (Senior) ₹41,020 → ₹57,400 ₹2,340/year ₹60,000 – ₹75,000
17-20 Years (Very Senior) ₹57,400 → ₹64,480 ₹3,540/year ₹80,000 – ₹90,000

Complete Allowances & Benefits Package

Dearness Allowance (DA)
Rate: Currently 4% of basic salary
Revision: Every 6 months based on inflation
Example: On ₹24,050 basic = ₹962/month
House Rent Allowance (HRA)
Metro Cities: 8.5% of basic pay
Tier-1 Cities: 7.5% of basic pay
Other Places: 6.5% of basic pay
Special Allowance
Amount: ₹7,083.45 per month (fixed)
Purpose: Additional compensation
Annual: ₹85,001.40
Medical Allowance
Amount: ₹2,000 per year
Coverage: Self and family
Additional: Mediclaim policy provided
Travel Allowance
Type: As per bank policy
Coverage: Official travel expenses
LTC: After 2 years of service
Other Benefits
• Pension (NPS) contribution
• Free uniform allowance
• Newspaper allowance
• Children education support

Eligibility Criteria – Who Can Apply?

Check if you qualify for IBPS Clerk 2025

Age Limit
Minimum: 20 years
Maximum: 28 years
As on: August 1, 2025
Relaxation: As per Govt. rules
Education Qualification
Required: Graduate degree
From: Recognized university
Stream: Any (Arts/Science/Commerce)
Minimum: No specific percentage
Local Language
Requirement: MANDATORY
Proficiency: Read, write, speak
Test: If not studied in 10th
State: As per application choice
Computer Knowledge
Requirement: MANDATORY
Certificate: Not always required
Test: Included in mains exam
Level: Basic operating knowledge
Nationality
• Indian Citizen
• Subject of Nepal/Bhutan
• Tibetan Refugee (before 1962)
• PIO from specific countries
Age Relaxation by Category
  • SC/ST Candidates: +5 years (Age limit: 20-33 years)
  • OBC Candidates: +3 years (Age limit: 20-31 years)
  • PwD (General): +10 years (Age limit: 20-38 years)
  • PwD + SC/ST: +15 years (Age limit: 20-43 years)
  • PwD + OBC: +13 years (Age limit: 20-41 years)
  • Ex-Servicemen: Service period + 3 years (subject to max age)
  • Widows/Divorced Women: +9 years (up to age 35, applicable to General/OBC only)

25-Day Mains Preparation Strategy

Smart preparation plan for November 29 exam

Last 25 Days – What to Focus On
  • Days 1-7: Complete all 4 sections theory revision + topic-wise practice
  • Days 8-14: Section-wise mock tests + analyze weak areas + focused practice
  • Days 15-21: Full-length mains mock tests (at least 10 tests) + speed improvement
  • Days 22-24: Revision of formulas, shortcuts, current affairs + previous year papers
  • Day 25 (Exam): Stay calm, confident, and well-rested. Review notes briefly.

Section-Wise Preparation Tips

General Awareness
High Priority Topics:
• Last 6 months banking news
• RBI policies & announcements
• Banking terms & concepts
• Current affairs (national/international)
• Static GK (capitals, currencies)

Strategy: Daily newspaper + monthly current affairs PDF
English Language
High Priority Topics:
• Reading comprehension (practice daily)
• Error detection (grammar rules)
• Sentence rearrangement
• Vocabulary (synonyms/antonyms)
• Para jumbles

Strategy: Read English newspapers + solve previous papers
Reasoning & Computer
High Priority Topics:
• Puzzles & seating arrangement
• Blood relations & directions
• Syllogism & inequalities
• Computer hardware/software basics
• MS Office & internet concepts

Strategy: Daily puzzle practice + computer fundamentals
Quantitative Aptitude
High Priority Topics:
• Data interpretation (bar, pie, table)
• Simplification & approximation
• Number series
• Percentage, ratio, average
• Time & work, speed & distance

Strategy: Learn shortcuts + practice DI sets daily
Exam Day Strategy – Maximize Your Score
  • General Awareness (20 mins): Attempt all known answers first. Skip doubts initially.
  • English (35 mins): Start with reading comprehension. Focus on accuracy over speed.
  • Reasoning (35 mins): Solve easy questions first. Puzzles can be time-consuming.
  • Quantitative (30 mins): Simplification first, then DI, then calculation questions.
  • Time Management: Leave 2-3 mins in each section for revision and rechecking.
  • Negative Marking: Don\’t guess randomly. Attempt only if 70-80% confident.
  • Target Score: Attempt 125-135 questions with 90%+ accuracy for safe score.

Frequently Asked Questions

Get answers to all your IBPS Clerk 2025 queries

When is IBPS Clerk Mains Exam 2025?

IBPS Clerk Mains Exam 2025 is scheduled on November 29, 2025. The exam will be conducted in online mode (computer-based test) at various centers across India. Admit card will be released 1-2 weeks before the exam date.

How many vacancies are there in IBPS Clerk 2025?

There are 13,533 revised vacancies for IBPS Clerk 2025. This is an increase from the original 10,277 vacancies announced earlier. Additional 3,256 posts were added in the revised notification, making it a 31.7% increase in opportunities.

What is the in-hand salary of IBPS Clerk?

The approximate in-hand salary of IBPS Clerk is ₹39,412 per month. Basic pay starts at ₹24,050 under the new 12th Bipartite Settlement. Total salary includes DA, HRA, Special Allowance (₹7,083), and other benefits. Salary varies slightly based on city classification (metro/tier-1/tier-2).

Is there any interview for IBPS Clerk?

NO, there is NO INTERVIEW for IBPS Clerk 2025. The final selection is purely merit-based on mains exam performance. After mains result, shortlisted candidates will go through document verification directly, followed by provisional allotment.

What is Local Language Proficiency Test (LLPT)?

Local Language Proficiency Test (LLPT) is a new requirement for IBPS Clerk 2025. You must know the local language of the state where you\’re applying. If you haven\’t studied the local language up to 10th standard, you\’ll have to appear for LLPT after qualifying mains. The test checks your ability to read, write, speak, and understand the local language.

What is the revised mains exam pattern?

The revised mains exam pattern has 155 questions in 120 minutes (earlier it was 190 questions in 160 minutes). Distribution: General Awareness (40Q, 20min), English (40Q, 35min), Reasoning & Computer (40Q, 35min), Quantitative Aptitude (35Q, 30min). Each section is separately timed. Negative marking: -1/3 per wrong answer.

What is Customer Service Associate (CSA)?

Customer Service Associate (CSA) is the new designation for IBPS Clerk. Previously called \”Clerk\”, the role has been upgraded to reflect modern banking responsibilities. CSA handles customer service, account operations, documentation, cash handling, and banking transactions.

Can I change my state preference after applying?

No, you cannot change your state preference once the application is submitted and the correction window is closed. Choose your state carefully during application as you\’ll need local language proficiency for that state. However, IBPS usually provides a brief correction window after application closes.

What is the career growth path for IBPS Clerk?

Career progression: Clerk/CSA → Senior Clerk → Junior Officer → Officer Scale I → Officer Scale II → Officer Scale III. Promotions are based on performance, years of service, and internal exams. With 20 years of service, basic pay reaches ₹64,480 with total in-hand of ₹80,000-90,000.

How to download IBPS Clerk Mains admit card?

Admit card will be released on the official IBPS website (ibps.in) approximately 1-2 weeks before the mains exam. Login with your registration number and password. Download and print 2 copies. Carry the admit card along with original photo ID proof to the exam center.

What are participating banks in IBPS Clerk 2025?

11 PSU Banks are participating: Bank of Baroda, Bank of India, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab National Bank, Punjab & Sind Bank, UCO Bank, Union Bank of India, and Bank of Maharashtra. Posting will be in any of these banks based on merit and preference.

What is a good score in IBPS Clerk Mains?

A good score varies by state and category. Generally, scoring 140-160 marks out of 200 is considered competitive. With 13,533 vacancies, cutoffs may be slightly lower than previous years. Aim to attempt 125-135 questions with 90%+ accuracy for a safe score.

What documents are required for IBPS Clerk document verification?

Required documents: 10th & 12th marksheets, Graduation degree & marksheets, Caste certificate (if applicable), Local language certificate, Category certificate (if applicable), Photo ID proof (Aadhaar/PAN/DL/Passport), Recent photographs, Signature specimen. All original documents with self-attested photocopies.

Is IBPS Clerk a permanent job?

Yes, IBPS Clerk is a permanent government job in Public Sector Banks. You\’ll get complete job security until retirement (age 60). Benefits include pension, medical facilities, LTC, housing, and other perks as per bank rules. No fear of layoffs or job loss.

When will IBPS Clerk 2025 results be declared?

IBPS Clerk Mains results are expected in December 2025 or early January 2026. After results, shortlisted candidates will be called for document verification. Provisional allotment (final selection) is expected by March 2026. Joining may be April-June 2026.

Your Banking Career Starts Here!

IBPS Clerk 2025 is your golden opportunity to secure a prestigious banking career with ₹39,412/month salary, complete job security, excellent work-life balance, and amazing growth prospects. With 13,533 vacancies across 11 PSU Banks, your chances are better than ever.

The Mains Exam is on November 29, 2025 – just 25 days away! This is your time to prepare smart, stay focused, and give your absolute best.

Remember: Success belongs to those who prepare well and believe in themselves. Your banking job is waiting. Go grab it!

All the Best for Your IBPS Clerk 2025 Mains Exam!
Stay Focused | Prepare Smart | Success Awaits You | Banking Career 2025

IBPS Clerk 2025 – Complete Guide

Your trusted resource for IBPS Clerk exam information, mains preparation, salary details, and career guidance

Important Disclaimer: This is an informational blog created for IBPS Clerk 2025 aspirants. For official notifications, updates, and information, always visit the official IBPS website at ibps.in

© 2025 IBPS Clerk Guide | Last Updated: November 4, 2025 | Mains Exam: November 29, 2025

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